:root {
  --paper: #f7f5f0;
  --surface: #fffefb;
  --ink: #20272d;
  --muted: #65717a;
  --navy: #24394d;
  --accent: #a85632;
  --accent-dark: #813d23;
  --line: #d9d7d0;
  --max: 1180px;
  --serif: Georgia, "Times New Roman", serif;
  --sans: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--paper); color: var(--ink); font-family: var(--sans); font-size: 16px; line-height: 1.65; }
a { color: inherit; text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--accent-dark); }
a:focus-visible, button:focus-visible { outline: 3px solid #d98a60; outline-offset: 3px; }
.skip-link { position: absolute; left: 1rem; top: -4rem; background: var(--navy); color: #fff; padding: .65rem 1rem; z-index: 20; }
.skip-link:focus { top: 1rem; }
.site-header { border-bottom: 1px solid var(--line); background: rgba(247,245,240,.96); }
.nav-wrap { max-width: var(--max); min-height: 76px; margin: auto; padding: 0 24px; display: flex; align-items: center; justify-content: space-between; gap: 2rem; }
.brand { font: 700 1.13rem/1.1 var(--serif); color: var(--navy); letter-spacing: -.01em; text-decoration: none; white-space: nowrap; }
.brand span { color: var(--accent); }
.site-nav ul { list-style: none; display: flex; align-items: center; gap: 1.45rem; padding: 0; margin: 0; }
.site-nav a { color: var(--navy); font-size: .91rem; font-weight: 650; text-decoration: none; }
.site-nav a:hover, .site-nav a[aria-current="page"] { color: var(--accent-dark); }
.menu-toggle { display: none; border: 1px solid var(--navy); color: var(--navy); background: transparent; min-width: 43px; min-height: 40px; font: 700 .78rem var(--sans); letter-spacing: .06em; }
.eyebrow { margin: 0 0 .85rem; color: var(--accent-dark); font-size: .74rem; font-weight: 750; letter-spacing: .12em; text-transform: uppercase; }
.hero { border-bottom: 1px solid var(--line); }
.hero-inner { max-width: var(--max); margin: auto; padding: 6.5rem 24px 5.75rem; }
.hero h1 { max-width: 850px; margin: 0; color: var(--navy); font: 700 clamp(2.65rem, 6vw, 5.1rem)/.99 var(--serif); letter-spacing: -.045em; }
.hero h1 .journal { display: block; color: var(--accent); font-size: .45em; letter-spacing: .01em; margin-bottom: .48rem; }
.hero p { max-width: 600px; margin: 1.45rem 0 0; color: #47545e; font-size: 1.14rem; }
.button { display: inline-block; margin-top: 1.8rem; padding: .77rem 1.12rem; border: 1px solid var(--navy); background: var(--navy); color: #fff; font-size: .9rem; font-weight: 700; text-decoration: none; }
.button:hover { background: var(--accent-dark); border-color: var(--accent-dark); color: #fff; }
.container { max-width: var(--max); margin: auto; padding: 0 24px; }
.section { padding: 5rem 0; }
.section + .section { border-top: 1px solid var(--line); }
.section-heading { display: flex; justify-content: space-between; gap: 1rem; align-items: end; margin-bottom: 1.75rem; }
h2 { margin: 0; color: var(--navy); font: 700 clamp(1.9rem, 3vw, 2.75rem)/1.08 var(--serif); letter-spacing: -.025em; }
.section-heading p { max-width: 470px; margin: 0; color: var(--muted); font-size: .95rem; }
.featured { display: grid; grid-template-columns: minmax(0, 1.6fr) minmax(220px, .7fr); border: 1px solid var(--line); background: var(--surface); }
.featured-main { padding: clamp(1.75rem, 4vw, 3.5rem); }
.featured-main h3 { max-width: 660px; margin: 0; color: var(--navy); font: 700 clamp(1.75rem, 3.5vw, 3.2rem)/1.08 var(--serif); letter-spacing: -.025em; }
.featured-main p { max-width: 650px; margin: 1rem 0 0; color: #4d5961; }
.text-link { color: var(--accent-dark); font-size: .91rem; font-weight: 750; }
.featured-note { display: flex; flex-direction: column; justify-content: end; padding: 1.65rem; border-left: 1px solid var(--line); background: #eceae2; color: var(--navy); font: 700 1.25rem/1.27 var(--serif); }
.guide-list { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; border-top: 1px solid var(--line); }
.guide { min-height: 205px; padding: 1.5rem 1.5rem 1.75rem 0; border-bottom: 1px solid var(--line); }
.guide:not(:nth-child(3n+1)) { padding-left: 1.5rem; border-left: 1px solid var(--line); }
.guide small, .topic small { display: block; margin-bottom: .7rem; color: var(--accent-dark); font-size: .7rem; font-weight: 750; letter-spacing: .1em; text-transform: uppercase; }
.guide h3 { margin: 0; font: 700 1.35rem/1.18 var(--serif); color: var(--navy); letter-spacing: -.018em; }
.guide h3 a { text-decoration: none; }
.guide p { margin: .7rem 0 0; color: var(--muted); font-size: .9rem; line-height: 1.55; }
.topics { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); }
.topic { padding: 1.5rem; background: var(--paper); }
.topic h3 { margin: 0; color: var(--navy); font: 700 1.35rem var(--serif); }
.topic p { margin: .6rem 0 0; color: var(--muted); font-size: .9rem; line-height: 1.55; }
.trust { max-width: 900px; padding: 2rem 2.25rem; border-left: 4px solid var(--accent); background: #eeece5; }
.trust h2 { font-size: 1.7rem; }
.trust p { margin: .7rem 0 0; color: #42505b; }
.site-footer { background: var(--navy); color: #e8e9e6; }
.footer-inner { max-width: var(--max); margin: auto; padding: 3rem 24px 2rem; }
.footer-grid { display: flex; justify-content: space-between; gap: 2rem; padding-bottom: 2.4rem; }
.footer-brand { max-width: 360px; }
.footer-brand .brand { color: #fff; }
.footer-brand p { margin: .75rem 0 0; color: #c6ced3; font-size: .9rem; }
.footer-links { display: flex; flex-wrap: wrap; align-content: start; justify-content: end; gap: .5rem 1.25rem; list-style: none; margin: 0; padding: 0; }
.footer-links a { color: #e8e9e6; font-size: .86rem; }
.copyright { margin: 0; padding-top: 1.3rem; border-top: 1px solid #526170; color: #bdc5ca; font-size: .78rem; }
.page-header { max-width: 900px; margin: auto; padding: 4rem 24px 3rem; border-bottom: 1px solid var(--line); }
.page-header h1 { margin: 0; color: var(--navy); font: 700 clamp(2.35rem, 5vw, 4.25rem)/1.02 var(--serif); letter-spacing: -.04em; }
.page-header p { max-width: 680px; margin: 1.15rem 0 0; color: #526069; font-size: 1.08rem; }
.page-content { max-width: 760px; margin: auto; padding: 3.75rem 24px 5rem; }
.page-content h2 { margin-top: 2.7rem; font-size: 1.9rem; }
.page-content h3 { margin: 1.85rem 0 .5rem; color: var(--navy); font: 700 1.25rem var(--serif); }
.page-content p, .page-content li { color: #3d4850; }
.page-content ul { padding-left: 1.2rem; }
.page-content li + li { margin-top: .35rem; }
.breadcrumbs { max-width: 900px; margin: auto; padding: 1.35rem 24px 0; color: var(--muted); font-size: .8rem; }
.breadcrumbs a { color: var(--muted); }
.article-header { max-width: 900px; margin: auto; padding: 2rem 24px 2.5rem; }
.article-header h1 { max-width: 840px; margin: 0; color: var(--navy); font: 700 clamp(2.4rem, 5vw, 4.45rem)/1.03 var(--serif); letter-spacing: -.04em; }
.article-dek { max-width: 710px; margin: 1.25rem 0 0; color: #4d5b64; font-size: 1.1rem; }
.updated { margin: 1.1rem 0 0; color: var(--muted); font-size: .82rem; }
.article { max-width: 760px; margin: auto; padding: .4rem 24px 5rem; }
.takeaways { margin: 1rem 0 2.5rem; padding: 1.4rem 1.55rem; border-top: 3px solid var(--accent); background: #eeece5; }
.takeaways h2 { font-size: 1.3rem; }
.takeaways ul { margin: .7rem 0 0; padding-left: 1.15rem; }
.takeaways li { color: #3d4850; }
.article h2 { margin-top: 2.8rem; font-size: 2rem; }
.article h3 { margin: 1.8rem 0 .45rem; color: var(--navy); font: 700 1.28rem var(--serif); }
.article p, .article li { color: #3d4850; }
.article ul, .article ol { padding-left: 1.3rem; }
.article li + li { margin-top: .38rem; }
.article blockquote { margin: 1.5rem 0; padding: 1rem 1.25rem; border-left: 3px solid var(--accent); background: var(--surface); color: var(--navy); font: 700 1.1rem/1.5 var(--serif); }
.related { margin-top: 3rem; padding-top: 2.2rem; border-top: 1px solid var(--line); }
.related h2 { font-size: 1.7rem; }
.related ul { list-style: none; margin: 1rem 0 0; padding: 0; }
.related li + li { margin-top: .55rem; }
.disclosure { margin-top: 2.5rem; padding: 1rem 1.2rem; border: 1px solid var(--line); color: var(--muted); font-size: .84rem; }
.quick-picks { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1px; margin: 2rem 0 2.5rem; border: 1px solid var(--line); background: var(--line); }
.quick-pick { padding: 1.2rem; background: var(--surface); }
.quick-pick small { display: block; margin-bottom: .55rem; color: var(--accent-dark); font-size: .69rem; font-weight: 750; letter-spacing: .1em; text-transform: uppercase; }
.quick-pick h3 { margin: 0; color: var(--navy); font: 700 1.35rem/1.15 var(--serif); }
.quick-pick p { margin: .35rem 0 0; color: var(--muted); font-size: .9rem; line-height: 1.45; }
.comparison-scroll { margin: 1.5rem 0 2.5rem; overflow-x: auto; border: 1px solid var(--line); background: var(--surface); }
.comparison-table { width: 100%; min-width: 760px; border-collapse: collapse; font-size: .84rem; }
.comparison-table th, .comparison-table td { padding: .85rem .8rem; border-bottom: 1px solid var(--line); text-align: left; vertical-align: top; }
.comparison-table th { color: var(--navy); background: #eeece5; font-size: .71rem; letter-spacing: .04em; text-transform: uppercase; }
.comparison-table tr:last-child td { border-bottom: 0; }
.comparison-table td:first-child { color: var(--navy); font-weight: 750; }
.product-section { margin-top: 3.4rem; padding-top: 2.1rem; border-top: 1px solid var(--line); }
.product-section h2 { margin-top: 0; }
.product-label { margin: .5rem 0 1.4rem; color: var(--accent-dark); font-size: .83rem; font-weight: 750; }
.product-facts { margin: 1.3rem 0; padding: 1.1rem 1.2rem; background: #eeece5; }
.product-facts p { margin: 0; font-size: .92rem; }
.product-facts p + p { margin-top: .55rem; }
.decision-tree { margin: 1.5rem 0 2.5rem; padding: 1.3rem; border: 1px solid var(--line); background: var(--surface); }
.decision-step { position: relative; padding: 0 0 1.25rem 1.35rem; color: var(--navy); font-weight: 750; }
.decision-step::before { position: absolute; left: 0; top: .35rem; width: .58rem; height: .58rem; border: 2px solid var(--accent); border-radius: 50%; content: ""; }
.decision-step:not(:last-child)::after { position: absolute; left: .27rem; top: 1rem; bottom: .1rem; border-left: 1px solid var(--line); content: ""; }
.decision-answer { display: block; margin-top: .35rem; color: #4d5961; font-size: .92rem; font-weight: 400; }
.faq { margin-top: 2.8rem; }
.faq details { border-top: 1px solid var(--line); }
.faq details:last-child { border-bottom: 1px solid var(--line); }
.faq summary { padding: .9rem 0; color: var(--navy); cursor: pointer; font: 700 1.08rem/1.35 var(--serif); }
.faq p { margin: 0 0 1rem; }
.not-found { min-height: 58vh; display: grid; place-items: center; text-align: center; padding: 4rem 24px; }
.not-found h1 { margin: 0; color: var(--navy); font: 700 clamp(4rem, 12vw, 8rem)/.9 var(--serif); }
.not-found p { max-width: 440px; margin: 1rem auto 0; color: var(--muted); }
@media (max-width: 760px) {
  .nav-wrap { min-height: 66px; padding: 0 18px; }
  .menu-toggle { display: block; }
  .site-nav { display: none; position: absolute; left: 0; right: 0; top: 66px; z-index: 10; border-bottom: 1px solid var(--line); background: var(--paper); }
  .site-nav.is-open { display: block; }
  .site-nav ul { display: block; padding: .5rem 18px 1rem; }
  .site-nav li { border-bottom: 1px solid var(--line); }
  .site-nav li:last-child { border: 0; }
  .site-nav a { display: block; padding: .75rem 0; }
  .hero-inner { padding: 4.5rem 18px 4rem; }
  .container { padding: 0 18px; }
  .section { padding: 3.5rem 0; }
  .section-heading { display: block; }
  .section-heading p { margin-top: .7rem; }
  .featured { display: block; }
  .featured-note { min-height: 120px; border-top: 1px solid var(--line); border-left: 0; }
  .guide-list, .topics { grid-template-columns: 1fr; }
  .guide, .guide:not(:nth-child(3n+1)) { min-height: auto; padding: 1.35rem 0; border-left: 0; }
  .topic { padding: 1.25rem; }
  .footer-grid { display: block; }
  .footer-links { justify-content: start; margin-top: 1.5rem; }
  .page-header { padding: 3rem 18px 2.5rem; }
  .page-content, .article { padding-left: 18px; padding-right: 18px; }
  .breadcrumbs, .article-header { padding-left: 18px; padding-right: 18px; }
  .quick-picks { grid-template-columns: 1fr; }
}